
Future of payments. Seamless stablecoin transactions with secure blockchain
technology that enable FX-native stablecoin checkouts and NFT collections.
Japan’s 2023 stablecoin regulation paved the way for legally-issued yen-backed tokens. With over ¥141.0 trillion in cashless transaction volumes and ¥8.1 trillion in tourism spend, stablecoins enable a more flexible, interoperable way to issue and redeem value — both for locals and visitors.Optimum bridges this shift by integrating stablecoins into everyday retail infrastructure — starting with Japan’s domestic businesses.
Optimum is compatible with all cryptocurrencies that lives natively on the XRP Ledger- including USDC and XRP. No matter what cryptocurrency users pay in, the transaction will instantly settle into the merchant wallet and is there to keep.


Users can now claim NFTs for the following purposes; cute collectables, promotional redemption for real goods, proof of visit and loyalty stamps.
In 2024, Japan recorded US $52 billion in inbound tourism spending from foreign visitors, powered by a US $175.9 billion B2C e-commerce market growing at nearly 8% annually, alongside a US $2.1 billion remittance sector projected to hit US $3.4 billion by 2035—together representing a multi-trillion-yen opportunity for innovative, compliant, and FX-efficient payment solutions like Optimum.
Access to the Optimum network
Accept cryptocurrencies and get paid out in fiat or stablecoins
Zero onboarding fees*
Live dashboard: track balances, sales, and payouts.
Everything in "Maxima" + NFT Minting
Custom branded NFT minting (e.g. mascot NFTs, digital coupons, special collections)
Marketing support: promo placements in Optimum app*
Analytics Dashboard for NFT holders
Optimum's vision doesn't stop in Japan. After proving a working market traction, we will strategically expand our partnerships worldwide. By supporting one country after another, we position ourselves as the reliable, reputable payment rail that can be used anywhere in the world. We also believe in the asymmetrical potentials that lie within cryptocurrencies as medium of exchange, and the inevitable cross over between AI agents and blockchain finance.Optimum in its most evolved form will act as a bridging payment system to embrace different networks- lightning for Bitcoin, XRPL for XRP, and major stablecoin rails. Think of it as a network-agnostic, front-end layer that routes user funds into whatever settlement network is best suited for each use case.
"One app, multiple rails, unified UX."